Indiana USDA Mortgage

Affordable Government-Backed Loans for Homebuyers in Rural Areas

100% Financing. NO Down Payment.

Dawn Blackman - NMLS#: 130476
Mortgage Loan Originator

100%

financing

NO

down payment




Request Quote Now

Fill out the form below and I we will reach out to you right away to schedule a no-cost consultation.

100% Financing.
NO Down Payment.

With over 12 years of experience in the mortgage industry, Dawn is known for her outstanding customer service and 24/7 availability. She believes in representing her customers to the best of her ability, as well as educating them so that they have all the information required to make the best decision possible.


Whether you're buying your first home, building your dream home, or investing in a great rental property, Dawn will work with you to ensure you have the right product and the best customer experience. Call her today for your lending needs!


Low Rates and Fees

We offer competitive rates and closing costs.

Quick Closing Times

No need to loose your cool. We close loans in record time.

Easy Application

No complicated forms and unneccessary paperwork.

Direct Lender

Our mortgages directly from us to you.

Contact Dawn Blackman today and start on the path towards homeownership with a USDA Mortgage from Peoples Bank! Fill out the form above and I we will reach out to you right away to schedule a no-cost consultation or call 219-746-4176.



Program Benefits:

• 100% financing on a fixed-rate loan, based on the appraised value of the home.

• One-time 1% guarantee fee may be included in financing.

• Monthly .35% USDA fee is included in the monthly payment and is often less expensive than private mortgage insurance.

• No down payment required.

• Competitive interest rates.

• Lender fees and closing costs (including prepaid funds) may be contributed by the seller, or may be eligible to include in the loan, depending on the appraised value.

• Gifts or grants permitted from family, friends, and non-profit agencies.

Program Eligibility and Property Requirements:

Both first-time and experienced homebuyers may take advantage of a USDA Home Loan, provided they meet the following qualifications:

• Income limits cannot exceed the USDA's Rural Development Single Family Housing Guaranteed Loan Program income limits for the area.

• Must have a minimum credit score of 640 and debt-to-income ratio of 41% (Higher DTI allowed with scores over 680).

• Eligible properties include existing single-family homes, new construction, modular homes, planned unit developments (PUDs), and eligible condominiums.

Dawn Blackman - NMLS#: 130476

With over 12 years of experience in the mortgage industry, Dawn is known for her outstanding customer service and 24/7 availability. She believes in representing her customers to the best of her ability, as well as educating them so that they have all the information required to make the best decision possible.

Whether you're buying your first home, building your dream home, or investing in a great rental property, Dawn will work with you to ensure you have the right product and the best customer experience Call her today for your lending needs.

Ready to get started? Give me a call!

Contact Mortgage Loan Originator Dawn Blackman Today!

Valparaiso Banking Center
2905 Calumet Avenue
Valparaiso, IN 46383

Phone: (219) 746-4176

NMLS#: 512564

Email: dblackman@ibankpeoples.com