With over 12 years of experience in the mortgage industry, Dawn is known for her outstanding customer service and 24/7 availability. She believes in representing her customers to the best of her ability, as well as educating them so that they have all the information required to make the best decision possible.
Whether you're buying your first home, building your dream home, or investing in a great rental property, Dawn will work with you to ensure you have the right product and the best customer experience. Call her today for your lending needs!
We offer competitive rates and closing costs.
No need to loose your cool. We close loans in record time.
No complicated forms and unneccessary paperwork.
Our mortgages directly from us to you.
• 100% financing on a fixed-rate loan, based on the appraised value of the home.
• One-time 1% guarantee fee may be included in financing.
• Monthly .35% USDA fee is included in the monthly payment and is often less expensive than private mortgage insurance.
• No down payment required.
• Competitive interest rates.
• Lender fees and closing costs (including prepaid funds) may be contributed by the seller, or may be eligible to include in the loan, depending on the appraised value.
• Gifts or grants permitted from family, friends, and non-profit agencies.
Both first-time and experienced homebuyers may take advantage of a USDA Home Loan, provided they meet the following qualifications:
• Income limits cannot exceed the USDA's Rural Development Single Family Housing Guaranteed Loan Program income limits for the area.
• Must have a minimum credit score of 640 and debt-to-income ratio of 41% (Higher DTI allowed with scores over 680).
• Eligible properties include existing single-family homes, new construction, modular homes, planned unit developments (PUDs), and eligible condominiums.